What is Medicare?

Learn the ABCs and Ds of Medicare.

Learn about the first steps to sign up for Medicare.

Learn what to do if you are still working.

Medicare is a federal health insurance program for those 65 and older, some younger people with disabilities and for people with end-stage kidney disease. It helps pay their medical expenses. Before turning 65, most people get health insurance through group plans offered by their employer or their spouse’s employer. People who are self-employed or who don’t have health insurance through their job may buy individual policies on their own.

Parts A and B

Often referred to as Original, or Traditional, Medicare. Part A helps pay your hospital bills, and most people have paid for their Part A premiums through payroll taxes while working.

Part B helps pay for doctor visits and other medical services, including screenings for heart disease, diabetes and some types of cancer.

Part C

Plans, also known as Medicare Advantage plans, are Medicare-approved plans offered by private insurance companies. Part C plans are an alternative to Original Medicare. Along with covering doctors and hospitals, they often cover prescription drugs, too.

Part D

Plans are Medicare-approved private plans that help people who have Parts A and B to pay for prescription drugs.

Keep in mind that Medicare doesn’t cover all of your health care costs. Many services (such as routine dental and vision care) are not covered by Medicare. And unless you have additional insurance or qualify for low-income assistance, even with Medicare, you will be paying some premiums, deductibles and copays.

Get the most out of your Medicare plan.

Our team consists of five consultant experts with decades of experience in health care.
They work for you and not the insurance companies.

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Client Review

“The team at Senior Health Plans of Texas helped us through this very confusing process of selecting the right plan for us. They answered all our questions and made it easy to prepare for the next step in our life. I recommended them to my friends and family.”

Andrew Karter Client
Andrew Jones

Houston, Texas

Michael Ledgerwood

Owner

Laurie Harman-West

Consultant Expert

Howard Sacks

Consultant Expert

Sabina Rahman-Garcia

Consultant Expert

Don Holmes

Consultant Expert